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Get final expense insurance that fits your needs.
What is disability insurance?
Disability insurance is a life insurance policy that protects your income if you couldn’t work due to an illness or injury*. Often considered a form of “paycheck
Paycheck protection insurance.
protection,” this coverage provides payouts over time and can account for lost income to help you rest and recover from an injury or disability.


What is critical illness insurance?
Covers a range of medical conditions.
Critical illness insurance is a type of life insurance that protects against serious medical conditions. While you’re being treated for a critical illness, this policy would provide a lump sum to cover medical expenses and the family bills.
Benefits of Disability & Critical Illness Insurance
Although their structures are similar, each type of policy has its own unique benefits. If your job poses risk of injury or you don’t have enough savings to cover a period of income loss, disability might be a great fit for you. If you want to protect your income long-term in addition to any health insurance you have, applying for critical illness insurance while you’re young and healthy is a good idea.
Disability Insurance
Portable
Take it with you when you change jobs.
Customizable
Add riders that allow your coverage to grow as your salary increases.
Accessible
Funds are easier to access with this payout compared to a Social Security benefit*
Critical Illness Insurance
Portable
Take it with you when you change career paths or retire.
Customizable
Get a coverage amount of your choice.
Extensive Coverage
Secure coverage at an affordable price.

Peace of Mind
A disability or critical illness policy can offer financial security and peace of mind if you were no longer able to work due to an injury or illness. With Zvara Financial, you can
choose the policy and terms that best fit your needs in just a few simple steps. Our trusted agents are here to provide as much support as you need.
The Zvara Difference



Partnered with 80+ insurance companies, we do the shopping for you to ensure you get the best coverage at the best price. It’s our promise to you.
We Shop For You
Insurance can seem complicated, but we don’t think it needs to be. Our goal is to make it simple and easy.
We Keep It Simple
If you want to learn more about your insurance options, our trusted agents can help you discover which policies are best for you.
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